Bir ecosystem is designed to simplify your life. It brings together financial and shopping solutions, seamless single sign-on, convenient transportation usage, payment rewards, and much more—all in one place!
Birbank offers a seamless blend of digital and traditional banking services. Get a loan in just a few minutes, place deposits both physically and digitally, order instalment and debit cards, as well as enjoy exclusive bonuses through an vast partner network.
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Umico.az delivers an online shopping experience tailored to your preferences. Enjoy year-round discounts, a wide selection of products from hundreds of thousands of sellers, affordable instalment and loan options, as well as an opportunity to earn bonuses with every purchase.
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Sürətli kredit, təmassız və QR ödənişləri, kommunal ödənişlər ilə daha çox bonus qazanacaqsan. Earn extra bonuses with fast cash loan, contactless and QR payments, as well as utility payments.
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BakıKart makes paying for public transport effortless. Use QR payments through Birbank and m10 for quick and convenient access to the city’s metro and buses.
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Trendyol brings world-famous brands to your fingertips. Shop for your selected products using your Birbank card, enjoy instalment options, and have your order delivered straight from Turkey to your door.
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Umico bonus loyalty program rewards you for payments made through Birbank, m10, and Umico.az, as well as purchases from a vast partner network. Earn bonuses and spend them however you like!
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Birbank offers a seamless blend of digital and traditional banking services. Get a loan in just a few minutes, place deposits both physically and digitally, order instalment and debit cards, as well as enjoy exclusive bonuses through an vast partner network.
Discover more
Umico.az delivers an online shopping experience tailored to your preferences. Enjoy year-round discounts, a wide selection of products from hundreds of thousands of sellers, affordable instalment and loan options, as well as an opportunity to earn bonuses with every purchase.
Discover more
Sürətli kredit, təmassız və QR ödənişləri, kommunal ödənişlər ilə daha çox bonus qazanacaqsan. Earn extra bonuses with fast cash loan, contactless and QR payments, as well as utility payments.
Discover more
BakıKart makes paying for public transport effortless. Use QR payments through Birbank and m10 for quick and convenient access to the city’s metro and buses.
Discover more
Trendyol brings world-famous brands to your fingertips. Shop for your selected products using your Birbank card, enjoy instalment options, and have your order delivered straight from Turkey to your door.
Discover more
Umico bonus loyalty program rewards you for payments made through Birbank, m10, and Umico.az, as well as purchases from a vast partner network. Earn bonuses and spend them however you like!
Discover more
One ID is a single sign-in solution for the entire ecosystem. Sign in on any of our apps or websites and get instant access to all the others, along with full control over your personal information.
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Bir Pay is a unified payment and credit platform designed for both customers and business partners. Manage all your payment tools from a single dashboard and access credit products anytime.
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With Umico Bonus loyalty program you earn bonuses every time you pay with Birbank, m10 or Umico.az, as well as at a vast partner network. Use your bonuses however you like!
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Explore our current job openings and build your career in a supportive, dynamic work environment with the guidance of our innovative and ever-evolving team.
